Public Adjusters in Westchester County, NY

Updated November 2026

United Claims Specialists is a licensed public adjusting firm that helps property owners across Westchester County, NY, with their insurance claims. Our New York license number is 1615199.

Office: 520 White Plains Road, Suite 500, Tarrytown, NY 10591

We come to your property anywhere in Westchester County.

Office hours: Monday to Friday, 9 a.m. to 5 p.m. Claim help is available 24/7 at 855-321-5677.

Waterfront homes and a marina with sailboats

What property owners say about our Tarrytown office

Rated 5.0 on Google from 26 reviews, as of October 2026. Excerpts quoted word for word from the Google listing for our Tarrytown office.

“…Joe, our adjuster, was professional and thorough, and Nicole, our claims specialist, kept us informed throughout the entire process. They made everything smooth and stress-free, and we’re so grateful for their help. Highly recommend!”

Stephanie GrazianoGoogle review, September 2025

“…After experiencing significant water damage to my home that ultimately required a complete renovation, I was overwhelmed by the insurance process and everything that came with it.…”

Annette ThompsonGoogle review, May 2026

“Unfortunately, we had a terrible flood in our home which caused a lot of damage. Thankfully, we were directed to United Claims Specialists who filed claims on our behalf to our home insurance company.…”

Linda StiglitzGoogle review, September 2025

“…Our public adjuster (Joe Cuzzone) was able to navigate through the insurance speak and numerous document requests, to get us a settlement.”

Peter RohanGoogle review, December 2025

“We would like to thank Joe and Nicole for their professionalism and attention to detail.…”

Kerri CapassoGoogle review, June 2026

“Nicole was amazing. Best in the business. Highly recommend. Very patient and easy going”

Christian OsmundsenGoogle review, July 2026

Recent claim stories

Short videos about common property damage claims.

Local note, October 16, 2026: The National Weather Service placed Westchester County under a severe thunderstorm watch, with damaging wind gusts to 70 mph possible. If wind or a fallen tree damaged your property, take photos before cleanup. Source: NWS Storm Prediction Center

Have damage in Westchester County? Talk to a licensed public adjuster today.

Hire a Westchester County public adjuster for your property damage claim

Settlement graphic headed “The policy owed. UCS recovered. $165K, wind damage, residential.” An uprooted tree lies on the roof of a white house behind caution tape, next to an insurance check made out to the policyholder for $165,000.00 with the memo “Wind damage claim.”

How a public adjuster helps Westchester County property owners

Westchester County runs between the Hudson River and Long Island Sound, from Yonkers and New Rochelle up to the Putnam County line, with older homes, condos, co-ops and commercial property. Westchester homes and businesses face storm and wind damage, falling trees, roof leaks, frozen pipes and fire. Older homes and higher repair costs in towns like Scarsdale and Rye can make the scope and pricing of a claim a point of dispute.

We inspect the property, document the damage and file your claim correctly so you can avoid underpayment or denial. Call us at 855-321-5677, or start your free claim review below.

Work with a licensed public adjuster on your claim

The insurance company’s adjuster works for the insurance company. A public adjuster works only for you, the policyholder. In New York, public adjusters are licensed by the Department of Financial Services, and our license number is 1615199.

When the carrier disputes the scope, the pricing or the cause of the damage, we answer with photos, estimates and your policy language, so you are not negotiating alone.

Settlement graphic headed “The policy owed. UCS recovered. $198K, fire damage, residential.” Flames and smoke rise from the range in a white kitchen, next to an insurance check made out to the policyholder for $198,000.00 with the memo “Fire damage claim.”

Your insurance has an adjuster. So should you.

Inspect

Inspect

We send a professional to the property as soon as possible to inspect and accurately document the damage.

Respond

Respond

We take care of the entire claims process and negotiate with the insurance company to make sure your damage is covered.

Recover

Recover

Insurance companies are in the business of paying as little as possible for damage. UCS fights for what you’re actually owed.

Start your free claim review

Property owners in Westchester County face wind, fire, water and storm damage year-round. United Claims Specialists documents the damage, builds your claim file and negotiates so you are not left accepting an underpaid settlement.

In Westchester, that often means a tree that came down in a storm, a roof leak, or a pipe that froze and burst. Your policy may treat each of these differently, and carriers often dispute the scope, the pricing and the cause.

Whether you are just starting a claim or have already filed, United Claims Specialists can help.

  • New property damage that needs an inspection and a claim filed.
  • Your claim has already been filed, but you need help negotiating more money for repairs.
  • You have already accepted a settlement, but you need more for repairs or don’t believe you received everything you were entitled to.
  • Your property damage claim has been denied by the insurance company, but you believe the damage should be covered.

Basement took on water? Learn the difference between flood, sewer backup and water damage coverage. If the insurer is slow, see how long New York insurers have to pay.

Westchester County public adjuster FAQ

Is there a public adjuster that serves Westchester County, NY?

Yes. United Claims Specialists serves all of Westchester County, including White Plains, Yonkers, New Rochelle, Mount Vernon, Scarsdale, Rye, Port Chester, Ossining, and Peekskill. Our New York team is based in Tarrytown, and we come to your property to inspect the damage. Call 855-321-5677.

What does United Claims Specialists do for Westchester County property owners?

United Claims Specialists is a licensed public adjusting firm that works for the policyholder, not the insurance company. We inspect and document water, storm, fire, wind, and roof damage, prepare and price the claim, present it to your insurance company, and stay with the claim through negotiation. We handle residential and commercial claims in Westchester County, including underpaid and denied claims.

How long has United Claims Specialists been helping property owners?

Nearly two decades. United Claims Specialists has been handling residential and commercial property damage claims since 2009. Ask us for examples of past claims during your free consultation.

When can I reach United Claims Specialists?

Our Tarrytown office is open Monday to Friday, 9 a.m. to 5 p.m. Intake specialists are available 24/7 to help with claims, including nights and weekends. Call 855-321-5677 any time.

Do you come to White Plains, Yonkers and New Rochelle?

Yes. Our New York team works from our Tarrytown office and comes to properties across the county, including White Plains, Yonkers, New Rochelle, Harrison and Rye. Call 855-321-5677 to set up an inspection.

How soon should I report property damage to my insurance company in New York?

As soon as you can. Most property policies ask you to give the insurance company prompt notice of a loss, and the exact wording and time limits are in your own policy, usually in a section called something like "Duties after loss." Take photos before cleanup, keep receipts for emergency repairs, and write down every call with the carrier. If your claim is moving slowly, see our guide on how long insurance companies have to pay in New York.

Talk to United Claims Specialists about your Westchester County claim. Call 855-321-5677, or start a free claim review with the form on this page.

New, underpaid and denied claims

United Claims Specialists can help you recover the full amount your policy owes.