Public Adjusters in Englewood, NJ

Updated November 2026

United Claims Specialists is a licensed public adjusting firm that helps property owners in Englewood, NJ, and across Bergen County with their insurance claims. Our New Jersey license number is 3000987715.

Office: 411 Hackensack Avenue, Suite 200, Hackensack, NJ 07601

We come to your property anywhere in Englewood and Bergen County.

Office hours: Monday to Friday, 9 a.m. to 5 p.m. Claim help is available 24/7 at 855-321-5677.

Get claim helpCall 855-321-5677
East Palisade Avenue in downtown Englewood, NJ

Photo (cropped): East Palisade Avenue, Englewood, by Mr. Matté, CC BY-SA 4.0, via Wikimedia Commons.

Reviews of the Hackensack office that serves Englewood

Rated 5.0 on Google from 24 reviews, as of October 2026. Excerpts quoted word for word from the Google listing for our Hackensack office.

Our Hackensack office at 411 Hackensack Avenue is about 4 miles by road from Englewood City Hall, around 10 minutes without traffic.

“UCS was a huge help as we dealt with insurance issues following water damage to our home. From the first conversation to when we received our settlement they were professional and attentive.”

Derek GambleGoogle review, September 2025

“Had a great experience with them. Joe Cuzzone was my guy and was especially helpful and made things super easy for me.…”

Judah FederGoogle review, January 2026

“Superb attention to detail and kept me posted on the progress of my case regularly.…”

Anders RichGoogle review, July 2026

Read all reviews on Google More client reviews

A recent claim story

Short videos about common property damage claims.

See all claim stories

Local notes, 2026: In April 2026, the City of Englewood sought bids for an emergency repair of the Tallman Place culvert over Overpeck Creek (project 26-06). Source: City of Englewood bid 26-06. On August 27, 2026, a National Weather Service flash flood warning for Bergen County listed Englewood and Overpeck Creek among the places expected to flood, with rain falling at 1 to 2 inches an hour. Source: NWS warning, IEM archive. The city’s 2022 Stormwater Management Plan also reports flooding along Overpeck Creek in south-central Englewood during Hurricane Floyd (1999), Sandy (2012) and Ida (2021). Source: City of Englewood. If water reached your property, photograph where it came in before cleanup.

Water, wind or fire damage at your Englewood property? A licensed public adjuster can look at the claim with you today.

Get claim helpCall 855-321-5677

Hire a public adjuster who knows Englewood property claims

Settlement graphic headed “The policy owed. UCS recovered. $165K, wind damage, residential.” An uprooted tree lies on the roof of a white house behind caution tape, next to an insurance check made out to the policyholder for $165,000.00 with the memo “Wind damage claim.”

How a public adjuster helps Englewood property owners

Englewood mixes an older downtown along Palisade Avenue with apartment buildings, condos and single-family streets. Three waterways cross the city, Overpeck Creek, Metzlers Brook and Flat Rock Brook, so where the water came from often decides which policy pays.

We walk the property, trace the source of the water, wind or fire damage, and measure and photograph every affected room before the claim goes in. Call us at 855-321-5677, or start your free claim review below.

Licensed in New Jersey, working only for you

The adjuster your insurance company sends is paid to protect the company. We represent the policyholder alone on Englewood claims, under New Jersey public adjuster license 3000987715 from the Department of Banking and Insurance.

If repairs need a permit, the city’s Building and Code Enforcement office is on the second floor of City Hall at 2–10 North Van Brunt Street, open weekdays 9 a.m. to 5 p.m. We put permit and code-upgrade work into the estimate when your policy covers it, and we answer the carrier line by line when it questions the scope or the price.

Settlement graphic headed “The policy owed. UCS recovered. $198K, fire damage, residential.” Flames and smoke rise from the range in a white kitchen, next to an insurance check made out to the policyholder for $198,000.00 with the memo “Fire damage claim.”

Your insurance has an adjuster. So should you.

Inspect

Inspect

We come to your Englewood house, condo or storefront, from Palisade Avenue to the streets near Overpeck Creek, and record the damage room by room.

Respond

Respond

We write the estimate, file the claim and handle the insurance company’s calls, re-inspections and document requests for you.

Recover

Recover

Low offer? We push back with our photos, measurements and the wording of your policy. You get an advocate, not a form letter.

Start your free claim review

Tell us what happened at your Englewood property and a licensed public adjuster will go over it with you in a free claim review. We can come out to inspect.

Let us know where the damage is, such as a basement near Overpeck Creek or Metzlers Brook, a ceiling below another unit, or the roof of an older house, and whether you have already filed with your insurance company.

Englewood claims we can step into:

  • Water in a basement or first floor after heavy rain in the Overpeck Creek or Metzlers Brook area.
  • A leak from the unit upstairs in an Englewood condo or apartment building.
  • An open claim where the carrier’s estimate won’t cover the actual repair bids.
  • A denial or a settlement you think left out damage your policy covers.

Basement took on water? Learn the difference between flood, sewer backup and water damage coverage. If the insurer is slow, see how long New Jersey insurers have to pay.

Englewood public adjuster FAQ

Is there a public adjuster that serves Englewood, NJ?

Yes. United Claims Specialists serves Englewood and all of Bergen County, including Teaneck, Tenafly, Alpine, Englewood Cliffs, Fort Lee, Leonia, Cresskill, Closter, Demarest, and Bergenfield. Our New Jersey team is based in Hackensack, and we come to your property to inspect the damage. Call 855-321-5677.

Does my property policy cover water from Overpeck Creek or Metzlers Brook?

Usually not. Water that rises from a creek or brook and comes in from outside is generally treated as flood, which is covered by a separate flood policy, such as one through the National Flood Insurance Program. Water from a burst pipe, a failed appliance or a roof leak is a different kind of claim. We read every policy you have and work out which one applies.

Where do I get a repair permit in Englewood?

Englewood’s Building and Code Enforcement office handles construction permits. It is on the second floor of City Hall at 2–10 North Van Brunt Street and is open Monday to Friday, 9 a.m. to 5 p.m. See the city’s code enforcement page. Ask your contractor which permits the work needs, and we will include covered permit and code costs in the claim.

Do you handle condo and apartment building claims in Englewood?

Yes. When water moves from one unit to another, the unit owner’s policy, the association’s master policy and the bylaws can all come into play. We review each one and document the damage in every affected unit.

How close is your office to Englewood?

Our New Jersey office is at 411 Hackensack Avenue, Suite 200, in Hackensack, about 4 miles by road from Englewood City Hall. The office is open Monday to Friday, 9 a.m. to 5 p.m., and claim intake answers 24/7 at 855-321-5677.

Ready to talk about your Englewood claim? Call 855-321-5677, or send the claim review form above and we will call you back.

Nearby towns we serve

Englewood borders Teaneck, Bergenfield, Tenafly, Englewood Cliffs, Fort Lee and Leonia, and the same Hackensack team covers all of them.

We also help property owners in Fort Lee, Tenafly, Leonia, Englewood Cliffs, Cresskill, Closter, Demarest and Bergenfield. See all of our New Jersey public adjuster services.

Claim guides for New Jersey property owners

Englewood claims, new or already filed

Call us about a new, underpaid or denied property claim in Englewood.

(855) 321-5677

We help property owners, property managers and contractors file property damage claims, get higher payouts,  and eliminate the headaches of dealing with insurance claims. Do not file another claim without a public adjuster on your side.

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