We'll help you navigate your accidental damage insurance claim

YOUR INSURANCE HAS AN ADJUSTER.
SO SHOULD YOU.

Accidental damage is often defined as "sudden and unexpected" damage to your property or possessions by an outside force. You can get coverage for your building as well as your possessions. We'll help you review your policy and your damage to see if you have a claim.

Eliminate the headaches of dealing with insurance
Submit your claim correctly and completely
Document all damage for your claim
Keep repairs and your claim moving
Recover the full amount your policy owes

Request a free consultation

UNDERSTANDING ACCIDENTAL DAMAGE INSURANCE CLAIMS

Accidents happen, at home and in businesses, but accidental damages can be costly. While accidental coverage can cover you for smaller claims like wine spills and toddlers ruining furniture- bigger accidents can happen too. Trees fall on guests' vehicles, other vehicles may crash into your home or building and more.

If you have damages that were caused by an accident, your repairs or replacements may be covered by accidental damage coverage in your insurance policy. But, as with many other claims, insurance companies work to pay as little as possible for accidental damage claims. If you have damages, it’s time to call a public adjuster that you can trust to work for your claim. At United Claims Specialists, we are here to help you get the most for your accidental damage claims.

How are accidental damage claims settled?

There are many different types of accidental damage claims, and no matter the claim, you need a skilled public adjuster to make the most of your claim. At United Claims Specialists, our skilled public adjusters understand how to help clients get the highest possible payments for their accidental damage claims. We work with many types of accidental damage claims, such as fallen objects. Each policy has specific provisions for accidental damage claims.

OUR PROCESS

Inspect

We send a professional to the property as soon as possible to inspect and accurately document damage.

Respond

We take care of the entire claims process and negotiate with the insurance to ensure your damage is covered.

Recover

Insurances are in the business of paying as little as possible for damages that occur. UCS fights for what you're actually owed.

THESE MAY NOT BE COVERED BY ACCIDENTAL DAMAGE INSURANCE:

Pet damages

Wear and tear

Gradual deterioration

Deliberate damages

Defective workmanship

The above may not fall under the umbrella of accidental damage, but they may be covered by other components of your residential or commercial policy. Understanding whether you have an accidental damage claim at hand starts by consulting with our experts at United Claims Specialists. Our public insurance adjusters can help you understand your damages in relation to your coverage.

YOUR INSURANCE HAS AN ADJUSTER, SO SHOULD YOU

Free Consultation

Residential or commercial — start with a free consultation, no risk. You’ll leave clear on the strongest path for your claim. Our fee is a percentage of what your insurer pays, so there is no upfront cost.

We’re Experienced

We’re a team of public adjusters with decades on property claims — documenting damage, building the claim, and negotiating so you’re not left underpaid.

We Work for You

Your insurance company has an adjuster. So should you. We work to help you recover the full amount your policy owes for repairs.