Updated November 2026
United Claims Specialists is a licensed public adjusting firm that helps property owners in Hackensack, NJ, and across Bergen County with their insurance claims. Our New Jersey license number is 3000987715.
Office: 411 Hackensack Avenue, Suite 200, Hackensack, NJ 07601
We come to your property anywhere in Hackensack and Bergen County.
Office hours: Monday to Friday, 9 a.m. to 5 p.m. Claim help is available 24/7 at 855-321-5677.
“When two floors of our house flooded, we were completely overwhelmed and had no idea what to do first. Fortunately, the United Claims Specialists stepped in and completely turned a nightmare situation around for us.…”
“United Claims helped me get extra money to fix my house from water damage. They got me way more than what the insurance had originally paid. The process took about 3 months.…”
“Being an insurance professional does not make you a professional when you have a loss of your own. First time I’ve used the public adjuster and I have to say it was a pleasant and positive experience.…”
“Superb attention to detail and kept me posted on the progress of my case regularly.…”
“UCS was a huge help as we dealt with insurance issues following water damage to our home. From the first conversation to when we received our settlement they were professional and attentive.”
“Had a great experience with them. Joe Cuzzone was my guy and was especially helpful and made things super easy for me.…”
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Short videos about common property damage claims.
A slow leak hid behind a wall for months, and no one in the home knew. The carrier denied it as long-term damage, but some policies cover hidden water damage, so get a free claim review before you accept that kind of denial.
Watch the story
A drip from the unit above soaked the ceiling, ran down the walls and buckled the wood floors. Condo claims can involve more than one policy plus the association's bylaws, so we review all of it.
Watch the story
The storm stopped, but the leak didn't. One roof opening can reach several rooms, so get help before the carrier's adjuster sets the scope.
Watch the story
Hackensack is the Bergen County seat, with older single-family and multi-family homes, apartment buildings and storefronts along Main Street. The Hackensack River runs along the city’s eastern edge. The claims we help with here include burst and leaking pipes, roof leaks after nor’easters and summer storms, wind damage, fire and smoke, mold and basement water.
We inspect the property, document the damage and file your claim correctly so you can avoid underpayment or denial. Call us at 855-321-5677, or start your free claim review below.
The insurance company’s adjuster works for the insurance company. A public adjuster works only for you, the policyholder. In New Jersey, public adjusters are licensed by the Department of Banking and Insurance, and our license number is 3000987715.
When the carrier disputes the scope, the pricing or the cause of the damage, we answer with photos, estimates and your policy language, so you are not negotiating alone.
We send a professional to the property as soon as possible to inspect and accurately document the damage.
We take care of the entire claims process and negotiate with the insurance company to make sure your damage is covered.
Insurance companies are in the business of paying as little as possible for damage. UCS fights for what you’re actually owed.
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claims@ucspa.com
(855) 321-5677
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Mon-Fri: 9:00am-5:00pm