Public Adjusters in Paramus, NJ

Updated November 2026

United Claims Specialists is a licensed public adjusting firm that helps property owners in Paramus, NJ, and across Bergen County with their insurance claims. Our New Jersey license number is 3000987715.

Office: 411 Hackensack Avenue, Suite 200, Hackensack, NJ 07601

We come to your property anywhere in Paramus and Bergen County.

Office hours: Monday to Friday, 9 a.m. to 5 p.m. Claim help is available 24/7 at 855-321-5677.

Glass entrance of a Westfield shopping center

Reviews of the Hackensack office that serves Paramus

Rated 5.0 on Google from 24 reviews, as of October 2026. Excerpts quoted word for word from the Google listing for our Hackensack office.

Our Hackensack office at 411 Hackensack Avenue is about 3 miles by road from Paramus Borough Hall, under 10 minutes without traffic.

“When two floors of our house flooded, we were completely overwhelmed and had no idea what to do first. Fortunately, the United Claims Specialists stepped in and completely turned a nightmare situation around for us.…”

Robert KrzanowskiGoogle review, June 2026

“United Claims helped me get extra money to fix my house from water damage. They got me way more than what the insurance had originally paid. The process took about 3 months.…”

Lizzie LizGoogle review, May 2026

“Being an insurance professional does not make you a professional when you have a loss of your own. First time I’ve used the public adjuster and I have to say it was a pleasant and positive experience.…”

Wendy LonsteinGoogle review, August 2025

A recent claim story

Short videos about common property damage claims.

Local note, July 5, 2026: After two days of damaging thunderstorms, Paramus Mayor Chris DiPiazza declared a state of emergency in the borough, while Bergen County was under a National Weather Service flood watch through Monday night. Sources: Paramus Patch, July 6, 2026; NWS flood watch, IEM archive. The borough’s Overall Stormwater Map, dated January 2026, traces the Saddle River, Sprout Brook, Van Saun Mill Brook and Behnke Brook through Paramus. Source: Borough of Paramus. If wind, rain or a rising brook damaged your building, photograph it before cleanup, because flood damage is usually covered by a separate flood policy.

Damage to a Paramus house, store or office? Talk with a licensed public adjuster about it today.

Hire a public adjuster for Paramus homes and businesses

Settlement graphic headed “The policy owed. UCS recovered. $165K, wind damage, residential.” An uprooted tree lies on the roof of a white house behind caution tape, next to an insurance check made out to the policyholder for $165,000.00 with the memo “Wind damage claim.”

How a public adjuster helps Paramus property owners

Paramus grew fast after World War II: between 1948 and 1958 its population nearly quadrupled, from about 6,000 to 23,000. Houses from that era are now more than 65 years old, and aging supply lines, drain pipes and roofs are common sources of water damage.

We inspect from the roof to the basement, find where the water or wind got in, and price the full repair before anything is filed. Call us at 855-321-5677, or start your free claim review below.

Commercial claims along Route 4 and Route 17

Paramus is one of the largest shopping destinations in the country, with Garden State Plaza at Routes 4 and 17. We handle claims for stores, offices, mixed-use and rental buildings, under New Jersey public adjuster license 3000987715, and we work for the policyholder, never the insurer.

For building, inventory and contents losses, we document each item, and we include lost business income when your policy covers it. Repairs that need a permit go through the Paramus Building Department on the lower level of Borough Hall, 1 West Jockish Square.

Settlement graphic headed “The policy owed. UCS recovered. $198K, fire damage, residential.” Flames and smoke rise from the range in a white kitchen, next to an insurance check made out to the policyholder for $198,000.00 with the memo “Fire damage claim.”

Your insurance has an adjuster. So should you.

Inspect

Inspect

We inspect Paramus houses and commercial spaces, from the roof deck to the basement, and record every damaged item.

Respond

Respond

We prepare the estimate, present the claim and deal with the insurance company’s adjuster, including on building, inventory and business-income claims.

Recover

Recover

If the insurer underpays, we answer with measurements, photos and your policy wording. We keep negotiating for what your policy owes.

Start your free claim review

Tell us about the damage to your Paramus house, store or office, and a licensed public adjuster will go over it with you in a free claim review.

It helps to know when it happened, whether the water came from a pipe, the roof or outside, and whether your insurance company has already sent an adjuster or made an offer.

Paramus claims we can help with:

  • Water in a finished basement after heavy rain near the Saddle River or Sprout Brook.
  • A burst pipe or roof leak in a house built during the borough’s post-war growth.
  • Damage to a store, office or the stock and equipment inside it.
  • An offer or a denial from your insurer that doesn’t match the damage you have.

Basement took on water? Learn the difference between flood, sewer backup and water damage coverage. If the insurer is slow, see how long New Jersey insurers have to pay.

Paramus public adjuster FAQ

Is there a public adjuster that serves Paramus, NJ?

Yes. United Claims Specialists serves Paramus and all of Bergen County, including Ridgewood, Westwood, Teaneck, Oradell, River Edge, Fair Lawn, Glen Rock, Ramsey, and Mahwah. Our New Jersey team is based in Hackensack, and we come to your property to inspect the damage. Call 855-321-5677.

Do you handle commercial property claims in Paramus?

Yes. Paramus has five major indoor shopping centers and busy retail corridors on Routes 4 and 17, and we handle claims for stores, offices, mixed-use buildings and rental properties. We document damage to the building and its contents, and to lost business income if your policy covers it.

Is water from the Saddle River or Sprout Brook covered by my property policy?

Often it is not. Surface water or a brook that overflows into a building is generally a flood loss, covered by a separate flood policy such as one through the National Flood Insurance Program. A burst pipe, a sewer backup endorsement or a roof leak are handled differently. We review all of your policies before the claim is filed.

Where do I get a building permit for repairs in Paramus?

The Paramus Building Department is on the lower level of Borough Hall at 1 West Jockish Square, and its counter is open 8:30 a.m. to 3 p.m. See the borough’s building page. We include covered permit and code costs in the estimate.

How close is your office to Paramus?

Our New Jersey office is at 411 Hackensack Avenue, Suite 200, in Hackensack, about 3 miles by road from Paramus Borough Hall. It is open Monday to Friday, 9 a.m. to 5 p.m., and claim intake is available 24/7 at 855-321-5677.

Have a claim on a Paramus home or business? Call 855-321-5677, or use the claim review form above.

Nearby towns we serve

Paramus borders Ridgewood, Fair Lawn, Glen Rock, Oradell, River Edge, Maywood, Rochelle Park, Saddle Brook, Emerson, Washington Township and Hackensack, home of our New Jersey office.

We also help property owners in Ridgewood, Westwood, Oradell, River Edge, Fair Lawn, Glen Rock, Ramsey and Mahwah. See all of our New Jersey public adjuster services.

Claim guides for New Jersey property owners

Paramus claims for homes and businesses

We help with new, underpaid and denied property claims in Paramus.