Why Do I Need a Public Adjuster in Pensacola?

As we head into hurricane season with our fingers crossed and eyes open wide, the devastation of Hurricane Michael still lingers in our minds as one of the worst storms of the decade in Florida. Millions of people filed claims with their insurance companies, yet, it’s amazing to some that Pensacola and many other residents in the Panhandle are still waiting for their insurance money to repair the damages to their homes and businesses. If you think your insurance company is playing fair–think again. Last year, Hurricane Michael slammed the East Coast and the Gulf. This catastrophic Category 5 hurricane’s 160 mph winds caused billions of dollars’ worth in damages as it continued on its destructive path up the East Coast. Although thankfully, Hurricane Michael did not grip Pensacola as heavily as most of its neighbors in the Florida Panhandle, the city still endured plenty of damage from the storm’s gusty rains and high winds.

Why Should I Call a Public Adjuster for My Hurricane Damage Claim in Pensacola?

If you already have a claim in with your insurance company and are still awaiting money, or if you feel you have received an inadequate amount or have even had your claim denied—you should call us right away. We specialize in reopening claims that have been unfairly funded or have been denied altogether. Dealing with your insurance company can certainly be frustrating. Unfortunately, in our experience, they operate like any business who does not want to lose money. So, they are in the business of paying their policyholders as little as possible…if they can get away with it. And as experienced public adjusters who can help you with your claim in Pensacola, we know that the insurance companies will play games until they leave you even more confused, frustrated and with nowhere to turn. At United Claims Specialists, we have an experienced team of public adjusters who will go to bat with the insurance company on your behalf. You’ve got enough stress to deal with, so it’s good to know you’ve got someone who is going to fight aggressively on your behalf from beginning to end.

What Do I Do if My Claim Has Been Denied?

What if on top of everything else you’re dealing with, like trying to put the pieces of your life back together, you find out that your claim has been denied? You pay your premiums on time, and your policy clearly states that you are covered –then why would your claim be denied? A mistake—right? Not necessarily. There could be several reasons your claim was denied. Perhaps you didn’t actually you’re your premium, or maybe you waited too long to file your claim. And maybe there is something in the policy that excluded your particular claim. Mold, for instance is not covered on most regular policies (but there are ways to get around that).

One of the first calls you should make if you’ve suffered hurricane damage, is to a public claim’s adjuster in Pensacola like United Claims Specialists. Or, keep this in mind for the next one—call us before you call your insurance company. We can help you properly document all damages, take photographs and make sure that your claim is filed on time. If you’ve already filed your claim in Pensacola and it’s been denied, call us today at (855) 321-5677. We will help you reopen your claim so you can get the compensation you deserve.