If filing a property damage claim in South Florida is new to you, you’re probably under the impression that your insurance company will award you at least enough compensation to repair the mold damage that you are claiming. You’ve most likely poured over your insurance papers, and you think you’re covered, but are not sure because the language is so confusing. You’ve also paid your premiums on time every year and sometimes even early, so why are you now faced with the distressing news that your claim has been denied? Something clearly doesn’t make sense and does not seem fair! Every year in South Florida, thousands of homeowners file mold damage claims only to end up with a big fat DENIED stamp on them. The reasons why may range from improper filing of paperwork, to lack of physical documentation of damages, to mold damage is just not covered on your policy. Usually, to be covered for mold damage, you’d be required to add a mold addendum to your existing policy. You might even have a separate policy just for mold. If you do, there should be no question that mold damage in your home or business is covered. However, if mold was caused by water damage from a storm, you may be covered under your general property damage policy because that covers water damage. In any case, if you find your policy hard to read and are still not sure of your coverage, you might want to seek advice from a specialist in mold damage insurance claims.
Why Should You Call an Experienced Mold Damage Public Insurance Adjuster to Help?
If you’ve recently filed a claim for mold damage, and have been compensated for very little, you may think you’ll have to reach deep into your pockets or even get a loan to pay for the damages. But that doesn’t necessarily have to be the case! At United Claims Specialists, we can review your case and help you to reapply. Our experienced insurance adjusters believe in fighting to get you the maximum compensation for mold claims that were originally denied. We are here to help you with everything related to your claim so that you can go back to living your life. We will review all documents thoroughly and take photos of all damages and losses. Then, we will help you complete and file the necessary paperwork to file a proper insurance claim supplement for reopening a case. Leave the burden to us. Our professional team of mold damage insurance claims adjusters in Florida can also help you file claims for:
- Broken Pipes
- Smoke and Fire Damage
- Water Damage
- Wind Damage
- Theft and Vandalism
- Lightning Damage
- Hurricane and Tornado Damage
In Florida, the law allows for up to five years for you to re-open an insurance claim, so if you’ve been denied a claim or feel that you received inadequate compensation from your insurance company the first time around, it’s not too late to file again. Don’t be denied the money you desperately need for mold-related repairs. Our dedicated claim adjusters and mold damage insurance claim specialists can quickly and efficiently negotiate a settlement with your insurance company that is more than fair. Whether you’re looking to file a new claim or to file a supplemental claim, we can help. Call United Claims Specialists at (855) 321-5677. We’re here to offer help and support 24/7.