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Filing a claim with home insurance providers is something that many South Florida homeowners are reluctant to do. According to, Florida ranks number 4 on the list of states that pay the highest insurance premiums so it is no secret as to why some homeowners are weary of putting in a claim.

Only A 3% Increase After A Claim

Although Floridians pay some of the highest insurance premiums in the country, the trade off is that rates don’t rise significantly the year after filing a claim. According to the Sun Sentinel, Florida homeowners are subjected to a 3 percent increase which is much lower than the national average of 9 percent. Home owners in other states have paid increases over 30% after filing a claim.

We Are Claims Specialists

You won’t have to worry about a huge rate increase after filing a claim but you unfortunately still have to deal with a self-serving insurance company. At United Claims Specialists, we are experienced in dealing with the biggest insurance companies and getting our clients in Miami, Broward, and Palm Beach the proper compensation. Contact us for a free property inspection.