Public Adjusters in Broward County, FL

Broward County property owners face hurricane and tropical storm damage, flooding along the canals and the New River, roof leaks in the summer rainy season, and claims that carriers often try to underpay or deny. United Claims Specialists documents damages, builds your claim file, and negotiates so you are not left accepting an underpaid settlement.

If you own a condo in Fort Lauderdale, Hollywood, or Pompano Beach, it helps to know where your unit policy ends and the association's master policy begins, because carriers often dispute who pays for interior water damage.

Insurance companies rely on the fact that most policyholders don't know what they're actually entitled to and just accept whatever settlement is offered. Whether you are just starting a claim or have already filed, United Claims Specialists can help.

• New property damage that needs an inspection and a claim filed.
  
• Claim has already been filed but you need help negotiating more money for repairs.
  
• You have already accepted a settlement, but you need more for repairs or don't believe you received everything you were entitled to.
  
• Your property damage claim has been denied by the insurance, but you believe it is their responsibility.

Broward County communities we serve

We come to homes, condos, and businesses across Broward County, including Fort Lauderdale, Hollywood, Pembroke Pines, Miramar, Coral Springs, Pompano Beach, Davie, Plantation, Sunrise, Weston, Deerfield Beach, Lauderhill, Tamarac, Margate, Coconut Creek, Dania Beach, Hallandale Beach, Lighthouse Point, Wilton Manors, and Parkland.

If your property is just south of the county line, see our Miami-Dade County public adjusters page. If it is to the north, see our Palm Beach County public adjusters page. For other parts of the state, visit Florida public adjusters.

Claims we see most often in Broward County

• Hurricane and tropical storm wind damage to tile and shingle roofs, windows, doors, and screen enclosures.
• Water damage from roof leaks in the summer rainy season, and from burst supply lines, failed water heaters, and slab leaks.
• Condo and high-rise claims where water travels between units and the association’s master policy and the unit owner’s policy overlap.
• Commercial claims for offices, retail centers, warehouses, and multifamily buildings.

Florida claim deadlines to keep in mind

Florida law generally requires notice of a new or reopened property claim within one year after the date of loss, and notice of a supplemental claim within 18 months. For hurricanes and other weather events, the date of loss is usually the date of landfall or the date the storm was verified. If you are getting close to either deadline, call us sooner rather than later so we can review where your claim stands.

Public adjusters in Florida are licensed by the Florida Department of Financial Services. United Claims Specialists is a licensed public adjusting firm, and we work only for the property owner.

Local questions from Broward County property owners

Do you handle condo claims in Fort Lauderdale, Hollywood, and Pompano Beach?

Yes. We work with condo unit owners and associations. We review the unit owner’s policy and the master policy side by side so the claim is presented under the coverage that applies to each part of the damage.

Can you help if my insurance company already paid part of my claim?

Yes. If the payment does not cover the full scope of repairs, we can review the insurance company’s estimate, document what was missed, and present a supplemental claim within Florida’s deadlines.