Water damage in a home is one of the most common reasons for making an insurance claim. In the majority of all cases, the water damage is caused by a leaking or burst pipe. If you’ve experienced this issue in your own home and you need to make an insurance claim, it can help to know what kind of process you will go through, and what you can expect from your insurance provider.
Getting Started with a Hollywood Public Adjuster
You have the option of choosing your own adjuster for an insurance claim. Although this will mean some slight additional cost, it can ensure that you get the best deal in line with the insurance policy that you have signed and paid for. It can give you a significant amount of peace of mind to know that you have an adjuster who is working to find the best resolution for a claim, rather than finding the cheapest option for the insurance company.
If you’re looking for licensed adjusters in Broward County, Florida, then United Claims Specialists should be your first choice.
Contacting Your Insurance Company and Arranging for Damage Mitigation
You’ll need to let your insurance company know about the damage as soon as it is discovered. From here, loss mitigation can begin. This is an important step that will prevent any further damage from occurring. Your insurance company can arrange for a specialist water damage restoration company to visit your property, where they will remove excess standing water and place industrial-grade dehumidifiers to start removing the moisture from your floors and walls. Keep in mind that you may be liable for the cost of this part of the project, especially if it is later found that the damage is not covered by your insurance policy.
You’ll also need to contact trusted public adjusters, Hollywood. It’s advisable that you call us as soon as you have alerted your insurance company of the damage, so that we can start liaising on your behalf, ensuring that you’re kept informed throughout the process.
As Hollywood public adjusters, we are licensed to perform an assessment on your property. Once damage mitigation is taken care of, we can begin to look at your insurance policy, as well as the damage and cause of the leak or burst pipe. If it is found that the damage is covered by your policy, then we can get right along to the claims settlement process.
Claims Settlement Process
Your insurance company may have a trusted contractor that can perform the repairs at an agreed price. You can also endorse a contractor of your own choosing, but they’ll need to be able to work within a price that is negotiated in line with the payout from your insurance provider. Alternatively, we may be able to recommend a contractor in some cases.
There may be other expenses to take care of during the settlement process. For example, if your home becomes temporarily unlivable due to damage, then your insurance policy may provide you with temporary living expense payments. If home contents have been damaged, then you may also need to make claims on these items at the same time.
Choosing to work with public adjusters in Hollywood will ensure that no matter how complex the process seems, you will always have trusted representatives on your side.
Talk to us today, whether you’re in a situation right now where you need help with a water damage claim, or even if you want to learn more about our services for the future. You’ll find that our professional service can save you time during the claims process, and we’ll also ensure that you get the best deal out of your insurance policy.
If you’ve been asking yourself the question – should I use a Hollywood public adjuster? – then you’ll now know the answer. Choosing a private adjuster ensures the fastest processing time from your insurance company, with the best result that is in line with your policy.