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South Florida is a wonderful place to live and raise a family. And most days you’ve got a lot to be grateful for—golden sandy beaches, warm water, and lush tropical foliage and warm days of sunshine pretty much all year round. But we also live with the threat of hurricanes and tropical storms from June to November, a hotbed of storm activity during this stressful period known as Hurricane Season. When a hurricane strikes it’s often accompanied by flooding and water damage conditions that can wreak havoc with your home or business both inside and out. And where there is water damage you can rest assured there will be mold. Mold can spread quickly and while most types of mold are relatively harmless if not exposed too long, there is a strain that can cause major health issues so you’ll want to check your insurance policy for mold coverage right away. While most mold issues do require a separate policy (and great if you have one), most mold damage is usually only covered when it is the result of a sudden occurrence like a burst pipe or a major storm.

Do I Even Have Coverage for Mold Damage?

Nowadays, insurance policies can be confusing, and you might actually have mold coverage in your policy without even knowing it. To save yourself some time and the frustration of trying to decode the convoluted legal language that insurance policies are famous for, call United Claims Specialists to help with your mold damage claim in Florida. Unfortunately, your insurance company won’t always play fair with you and might seek to settle your mold damage claim for as little as they can get away with… or…deny your claim altogether. When this happens, you owe it to yourself to call a trusted name in public insurance adjusters to help you fight for the compensation you deserve. Luckily, our experienced claim adjusters are available 24/7 and can help you get the best possible monetary settlement for your mold damage claim in Florida.

How Can I Prevent Mold from Reoccurring?

It’s hard to escape from humidity in South Florida and humidity can also breed mold. So, mold is common here but to a point. While there are products on the market that can help regulate moisture levels in your home, it is most important for you to take steps to make sure your roof, air conditioning units and appliances are in tip top shape. Leaks can give way to a mold issue, especially if they have some miles on them. Unfortunately, if you have water damage, mold can rear its ugly head at any time. Usually identified by a blackish greenish stain, it is a fungus that should be dealt with right away or it can continue to grow and cause health issues. Mold is a live fungus and it will continue to grow in your home until you have it cleaned up—or remediated. Maybe you hadn’t noticed a leak until it was too late to manage it and now mold has grown from an overabundance of moisture. Mold damage can be extremely expensive to clean up, so it’s time to get out your insurance policy to see exactly what mold coverage you have. The experienced public insurance adjusters at United Claims Specialists can make sure your mold damage claim sticks and that you receive a fair settlement from your insurance company for any damage to your home. Call us today at (855) 321-5677 if you think you have a mold damage claim but are not sure of the process. We are here to help 24/7. Call now for a free consultation.

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