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The 2013 Hurricane Season is just around the corner. I normally do not worry much about early season hurricanes because the “big ones” normally do not start rolling until August. Still, this time of the year a number of prognosticators release their predictions about the upcoming hurricane season. I suggest a better use of one’s time is spent thinking about the types of insurance coverage you have. Further, you should prepare your homes, businesses, and yourself for a hurricane catastrophe. The Merlin Rule of Probability states that the odds of a hurricane striking you decrease with the more insurance coverage you buy and the better you prepare for its occurrence. Insurance agents and disaster preparedness companies should quote me in their sales presentations.

So, what exactly is Hurricane Season? Wikipedia states:

The Atlantic hurricane season is the period in a year when hurricanes usually form in the Atlantic Ocean. Tropical cyclones in the North Atlantic are called hurricanes, tropical storms, or tropical depressions…

The basic concept of a hurricane season began during 1935, when dedicated wire circuits known as hurricane circuits began to be set up along the Gulf and Atlantic coasts, a process completed by 1955. It was originally the time frame when the tropics were monitored routinely for tropical cyclone activity, and was originally defined as from June 15 through October 31. Over the years, the beginning date was shifted back to June 1, while the end date was shifted to November 15, before settling at November 30 by 1965.

I am fortunate to have some Wizard’s lineage that helps when it comes to the hurricane prediction business. As proof, just read When, Where and How Big are the Windstorms of the 2009 Hurricane Season?

Still, my best advice is to remember the Merlin Rule of Probability. You cannot go wrong if you follow it.