Public Adjusters in Monroe County

Property owners from Key Largo to Key West deal with hurricane and windstorm losses, storm surge and flood questions, water damage in rental and vacation homes, and claims that carriers often try to minimize or deny. United Claims Specialists documents damages, builds your claim file, and negotiates so you are not left accepting an underpaid settlement.

Many Keys homes are elevated and carry separate wind and flood policies, so it matters which policy covers which damage. Clear documentation of what the wind did and what the water did keeps the claim moving.

Insurance companies rely on the fact that most policyholders don't know what they're actually entitled to and just accept whatever settlement is offered. Whether you are just starting a claim or have already filed, United Claims Specialists can help.

• New property damage that needs an inspection and a claim filed.
  
• Claim has already been filed but you need help negotiating more money for repairs.
  
• You have already accepted a settlement, but you need more for repairs or don't believe you received everything you were entitled to.
  
• Your property damage claim has been denied by the insurance, but you believe it is their responsibility.