Tips of Filing a Water Damage Claim from a Florida Public Adjuster

Water damage in Florida is common. The moisture in the air, heavy rainfalls, and handful of hurricanes can cause a disturbance for her residents. In fact, Florida is a state with almost more water damage claims than any other! It’s frustrating being a victim of such an incident, especially because water tends to work its way into anything and everything. At United Claims Specialists, we understand how horrible this can be, and why it’s essential to process an insurance claim immediately. In this article, we’ll give you a few helpful hints regarding filing, so that you can expedite the paperwork and receive your maximum settlement.

Tip #1 from a Florida Public Adjuster: Document the Damage

The number one thing homeowners and business owners should do with water damage is take photos. Of course, property owners will want to remove their belongings as quickly as possible. However, they’ll also want to document accurately to ensure that the insurance company knows just how damaging the situation really is. From there, take detail images and written accounts of even the most miniscule elements. These details can improve the likelihood of being appropriately paid.

Tip #2: Know Your Policy

It’s crucial to know your policy, especially as hurricane season moves forward. An example we use often is flooding. Some individuals think that because flooding is water damage, it falls under Homeowner’s Insurance. Unfortunately, flooding is not covered under the insurance, and is bought separately. This piece of knowledge can save many people heartache and time filing their claims. A certified public adjuster will walk through a policy with property owners so that they vividly understand the ins and outs of what is covered and what is not.

Tip #3: Call a Public Adjuster

Last, but certainly not least, it’s helpful to call a public adjuster for assistance. The benefit of hiring an expert is incomparable to doing it alone. When filing a claim solo, policyholders are forced to spend an extravagant amount of time, money, and effort. They will need to set aside multiple hours on the phone, negotiating their settlement amount. They will need to fill out piles of paperwork and submit photos of the damage. With a public adjuster, everything that needs to be done is handed over to their team. They handle the entire process from start to finish, giving homeowners and business owners plenty of time to focus on other important areas of life.

If you’re looking for a Florida public adjuster, contact United Claims Specialists today. We know how exhausting it can be to fight for the compensation you deserve. Fortunately, that’s what we’re here for! You don’t have to go through this challenge alone. Simply call our office at 855-321-5677 and see how we can help you repair your water damage once and for all!