Sim Fern

YOUR Licensed Public Adjuster: Maximize your property damage payout

I help you get the maxium payout from your insurance!

 

347-580-5452

SF@UCSPA.com

I help you get the maximum payout from your insurance!

954-648-9258

gwynne@ucsfl.com

GET BACK ON YOUR FEET AFTER Property DAMAGE

People who use a public adjuster for their insurance claim get 700% higher payments, on average.

Damage to homes, buildings and infrastructure is becoming more and more common because storms are getting stronger. This means more people are filing insurance claims to pay for damages. Dealing with the insurance company is confusing, complicated, stressful and often doesn't provide a big enough payout for all of the repairs. That's where I can help!

Schedule Free Inspection

  • An insurance adjuster works for the insurance! They oftentimes write lower estimates than the contractors you hire for repairs, making you think you need to pay out of pocket.
  • Your insurance is in the business of paying as little as possible for your claim and may not cover all the damages. People who use a public adjuster get 700% higher payouts, on average. 
  • According to Florida state law, if 25% of your roof is damaged, your whole roof must be replaced. Insurances often argue that your roof is just under 25% damaged - we make sure you're covered.
  • Denied claims are more common than you may think. Insurances have the rights to deny claims based on installation, design or construction errors. Our experts know how to file property damage claims to avoid denials. 

We get paid when you get paid. No risks. All reward.

How Does The Claims
Process Work?

Advise & Assist white

Advise & Assist

Advise and assist the policy holder in presenting their claim documents.

Review-white

Review

Review the policy and advise to what you are legally entitled to claim.

Document Claim

Document Claim

Fully document the claim and present all facts to the insurance company.

Estimate

Estimate

Provide the insurance company with a detailed repair estimate.

Appraise

Appraise

In the event an appraisal is needed we will also include an appraisal to all damaged personal property.

Experts

Experts

Provide experts if necessary to support the claim.

Negotiate

Negotiate

Properly & strategically negotiate the best possible settlement.

Minimize-Stress

Minimize Stress

Minimize the stress and hardship of handling the claim process alone.

Maximize Recovery

Maximize Recovery

We are trained to not only assist in getting your settlement, but to maximize your recovery.

New, Low-Balled & Denied Claims

A public adjuster can make a 700% difference.